Director of Loan Transaction Management
You will also improve the risk-return profile and seek out new revenue opportunities in the corporate loan space.
KEY RESPONSIBILITIES:
- Evaluate lending transaction for credit risk and legal issues
- Based on this analysis, determine cross selling requirement (internal transfer price) by benchmarking
- Analyse transaction characteristics (structures, pricing) against comparable credit risks observable in the markets
- Submit evaluation and transfer price and final hold recommendation to Steering Committee) for business decision on proceeding with the transaction
- Provide advisory service for the Client Relationship Managers / Originators with regard to credit structures, capital efficiency and risk-return and actively contribute ideas for new revenue opportunities.
- Optimise Risk Return Profile for assigned portfolio segment by balancing top-line revenues, expected loss, asset management expenses and cost of capital
- Monitor Portfolio segment in close co-operation with Risk Management for weak/non-performers
- Monitoring most important loan system entries and initiate corrective measures to minimise capital consumption
- Analyse secondary loan trading opportunities and liaise with DCM.
SKILLS EXPERIENCE:
- 8-10 years in Loan Origination, Credit Portfolio management, Risk Management or similar areas.
- Excellent understanding of credit market risks related to loans
- Experience in regulatory and accounting topics
- Good knowledge of MS Office tools and SQL databases
- University degree or comparable vocational education / training
- Strong communication and diplomacy skills
- Good educational background
PERSONAL ATTRIBUTES:
- Recognised authority in your area of expertise
- Able to explain concepts, processes and ideas through negotiation and diplomacy
- Build strong links with key stakeholders within and outside of the firm
- Liaise with senior management to resolve complex issues
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