Head of Credit and Risk
They are an independent subsidiary of a larger GCC based bank and they have dominated the SME niche across the UAE for the last five years. From their Abu Dhabi head office they serve trade finance, SME, lending and Islamic solutions to their clients.
Your duties will include:
- Leading and managing the credit risk team.
- Developing, implementing and maintaining an effective and professional credit control policy.
- Maintaining a high quality of underwriting and presentation standards.
- Designing and implementing credit scoring and risk based pricing.
- Monitoring and reviewing credit utilisation levels, losses and portfolio level credit risks and exploring opportunities to mitigate those risks.
- Working closely with treasury to ensure bank credit risk arising from LCs and bank guarantees are in line.
- Reviewing new products to ensure protection against operational and market risks.
As the successful candidate you should have excellent written and oral communication skills in Arabic and be based in the GCC. You should have over ten years experience in a leading retail, Islamic or non banking financial institution. You should also have thorough experience in credit policy for corporate, SME, TF and retail. You should have previous experience managing a small group of employers as a Credit Manager and exposure to risk from a macroeconomic level will be advantageous.
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