Risk Manager, Personal Lending Portfolio Management
A household name in the market, Commbank are proud of our reputation of being Australia's number one Bank in customer service in our 101 st year of trading. A great opportunity has arisen in our Retail Banking Services Risk Managementdepartment.
The Team
The Personal Lending risk team manages the entire lifecycle of credit risk for the Personal Loans and Overdrafts products. Ensuring that bad debt is managed to agreed levels and that our stakeholders receive timely and accurate risk advice.
The Role
To manage credit risk for the personal lending portfolio. This includes credit policy management, monitoring governance as well as provisioning.
Main Duties
- Managing a team of 3 direct reports ensuring thatthey have clear objectives and development plans;
- Ongoing regular review of credit policy;
- Provision of ongoing advice, on a daily basis, to the business (e.g. Frontline, Operations, Product) relating to interpretation of credit policy;
- Ensuring credit policy is appropriately interpreted and applied by the business and thatcredit policy implications are considered across all initiatives (e.g. systems changes, strategy changes);
- Ensuring appropriate and effective credit policy governance is in place and embedded in the business;
Experience Required
- Credit Risk experience ideally from a consumer credit environment.
- Proven people management skills.
- SAS/SQL experience.
- Relevant tertiary qualification in Economics, Statistics, Mathematics or similar.
- Ability to manage present tostakeholders effectively.
Advertised:
13 Aug 2013 Aus. Eastern Standard Time
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