Analyst/Associate Banker – Podgorica recruitment
Role Overview
An Analyst or Associate Banker is sought for the Podgorica Resident Office covering a range of sectors' project activity including Financial Institutions, property and tourism, energy and the private sector in general.
Analyst Core role: To provide support / participate in the project preparation, appraisal and monitoring process under direct and continuous supervision. Future development of role: The Analyst can progress to more complex aspects of transaction processing, progressively gaining more responsibilities.
Associate Banker Core role: Will be responsible for making a contribution to the development and management of the Office's project portfolio.
Key Responsibilities and Deliverables
· With supervision from senior team members, working as a project team member throughout the life cycle of projects. Tasks will include project screening, due diligence, structuring, negotiations, preparation of documentation and monitoring of projects.
· Research, analyse and provide background information into companies or sectors.
· Draft specific assigned portions of Bank documents and correspondence
· Credit and financial aspects of project development, including financial analysis of companies/projects - data gathering, production of financial projections and cash-flow models.
· Participate in project implementation, including administrative and analytical support in specific areas of project monitoring.
· Attend meetings with clients with more senior bankers. Liaison with the Bank's internal Credit department, and other support units.
· An Associate Banker will be capable of working throughout the whole life cycle of projects. This will be accomplished through marketing, project screening, origination, due diligence, structuring, negotiation, preparation and monitoring of projects.
Essential Skills, Experience Qualifications
§ Minimum of 2-3 years of relevant commercial experience in the financial sector for Analyst level and 4-5 years for Associate level. (e.g. banking, finance, accounting, audit or project finance) gained from a major commercial/investment bank, equity fund, advisory services or corporate finance firm. § Good relevant degree from a leading university in the country of education (e.g. business administration, economics, finance). § Credit analysis skills: ability to interpret accounts, understanding accounting principles and practice of credit analysis§ Financial analysis skills: ability to design financial models; identify, understand and help solve complex issues§ Sound understanding of business principles§ Very good written and oral communication skills in English and fluency in a local language§ Computer Literacy: Conversant with word-processing and spreadsheet packages and financial analysis models.§ Work experience in project finance in emerging markets, including Western Balkans/Eastern Europe will be advantage.
Competencies Personal Attributes
§ Ability to work well within a team§ Ability to prioritise and schedule own workload accordingly but to seek guidance when necessary§ Ability to meet tight deadlines while working on a number of projects in parallel§ Ability to operate sensitively in multicultural environments and build effective working relations with clients and colleagues§ Creativity and strategic thinking as it relates to meeting and dealing with Bank clients§ Capable of progressing to more complex aspects of transaction processing and taking on increased responsibilities§ Willingness to travel to and work in other EBRD countries as necessary This job description is not limited to the responsibilities listed and the incumbent may be requested to perform other relevant duties as required by business needs.