Assistant Branch Manager (A) Job in Old Hickory 37138, Tennessee US
Assistant Branch Manager (A)
An Assistant Branch Manager is responsible to assist the Branch Manager in overseeing the provision of financial services to customers (dealers) at designated auctions and typically within a specific geographic area. They are responsible to grow the business profitably by increasing the number of customers and by expanding the volume of business with existing customers. The core job functions of an Assistant Branch Manager include increasing revenues and minimizing losses through aggressive loss prevention activities. They must develop competence in the technical aspects of loan processing (floorplanning), assessing credit worthiness, securing and monitoring loans, collecting receivables and managing delinquency. The Assistant Branch Manager must be able to direct and coordinate all activities of the loan production office in the absence of the Branch Manager.Job FunctionsEssential elements:1. Uses leadership, management skill, creativity and assigned and available resources to assist the Branch Manager in achieving financial and non-financial goals of Branch.2. Develops a thorough understanding of AFC policies, processes and procedures relative to business development, loan processing, collections, expense control, and staff development.3. Understands the applicable laws and codes for their assigned geographic area and ensures the Branch operates in compliance with them.4. Assists in recruiting, hiring, training, motivating, and developing members of the branch financial services team with the focus on providing prompt, accurate, and courteous service to both internal and external customers.5. Participate in providing regular performance feedback to all members of the Branch Financial Services Team. Participate in coaching and counseling other members of the Branch Financial Services Team to achieve improved performance and compliance with AFC policies and standards. 6. Utilizes all appropriate means to monitor and collect receivables, account for property used to secure loans, and to document business transactions (particularly communications related to “over credit line”, late payments, returned checks, note repayments, and “out of trust” situations).7. Communicates potential loss situations to the Branch Manager and Corporate Loss Prevention staff as soon as identified to develop a coordinated response. 8. Uses spreadsheet and other automated or manual processes to prepare required documentation and reports.Marginal Elements9. Other duties, as assigned.Physical and Visual Requirements Position requires walking, sitting, standing, and driving an automobile for extended periods. Position involves verifying make/model/VIN of automobiles at a variety of locations. Daily review and preparation of automated or manual reports using pen/pencil, calculator, or keyboard is required.Environmental - Atmospheric ConditionsVarying climates, weather conditions, and walking surfaces, inside and outside. Occasional exposure to fumes, odors, gases, compounds or dusts endemic to auto industry. Travel is frequently required and mode of transportation varies: typically automobile, airplane, or public conveyance.Job Qualification RequirementsEducation: Bachelor’s Degree preferred.Experience: One (1) year in automotive or financial services industry along with one (1) year in a supervisory or management position required.Knowledge and skill: Familiarity with concepts, procedures and processes typically used in automotive and financial services industries. Good organizational, clerical and verbal communication skills. Facility with numbers. Machines, tools, equipment: Telephone, keyboard, standard office equipment.Licenses, certifications: Motor vehicle operator (required); notary (desired)
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