Banking – Credit Risk- Middle Market – Approver recruitment
Job Description
-Assess, structure and approve credit facilities as per established Credit Policies Procedures and striking balance between customer service, audit requirements, portfolio risk and rewards
-Review and feedback on Credit Policies Procedures and be engaged in various credit related projects to support Business to achieve their target
Key Roles Responsibilities
-To assess and approve credit facilities based on credit authority as delegated within pre-agreed turnaround time; and to support for higher authority approval as needed.
-Proactively recommend and implement credit control measures so as to mitigate risks on both portfolio and individual account basis
-To review and approve Early Alert processes as applicable towards individual accounts
-To participate in credit calls jointly with Sales/RM as needed
-To be engaged for various credit related projects as assigned from time to time
Qualifications Skills
-Possessing solid credit and/or marketing experience for the HK and/or China local corporate market
-Sound knowledge on various banking and capital market products including but not limited to trade finance and global market products and the associated legal and documentation aspects
- Good interpersonal skills and be able to communicate effectively in all directions both verbally or in writing
-Ideally be a professional who is willing to take initiative to improve credit process flow and at times leading others to execute various credit projects as assigned from time to time
This is a great chance to be able to make key decisions and work with front office and clients