Commercial Credit Manager, CQA
Group CQA Credit Practitioners take responsibility for scoping, planning, managing and participating in review assignments to form a view on asset quality, provide opinion on the adequacy of risk management and verify ratings accuracy and outlook. Value is added by providing independent challenge and assurance on asset quality, risk management, risk appetite and rating integrity and, where appropriate, formulating practical solutions that can be tracked and monitored, to resolve any deficiencies and help reduce overall risk to the organisation.
In this role you will:
- Assess credit portfolios in accordance with agreed test scripts to measure compliance with credit policy
- Takes responsibility for undertaking designated reviews within the credit portfolio to assess asset quality, credit assessment and approval, compliance with Credit Policy and escalation of CQA issues across the divisional executive
- Measure compliance rates of the credit portfolio with the published Risk Appetite statements and provide insight to where these need amended to improve the portfolio credit quality
To succeed, you will need to demonstrate:
- Experience of credit assessment across a range of counterparty types
- Sound judgement in the field of credit risk management and analysis
- Good understanding of risk management including policies, processes and procedures
With us, hard work adds up to more. Our rewards include a generous salary, the opportunity to participate in bonus schemes and receive discounted Group products. Plus we offer up to 25% benefit funding that gives you the option of choosing your own mix of cash and benefits. We offer a range of career development opportunities across GRG and the wider RBS Group, both in the UK and world wide. All of which creates a truly flexible package that fits your changing needs and lifestyle.
Please note as part of our referencing process credit checks will be undertaken.