Commercial Credit Officers: Commercial Real Estate & C&I Job in Astoria, New York US
Entry Level, 6 months + Banking Experience
Commercial Real Estate Credit Officer
Commercial Credit Officer
For Growing Community Bank
2 Positions.
Commercial Real Estate Credit Officer.
· Responsible for all aspects of a proposed loan from the time the borrower executes the term sheet through closing. Evaluate the credit worthiness and management capabilities of the borrower/guarantor, the real estate collateral securing the proposed loan, and adequacy of the loan structure for transactions and/or relationships.
· Analyze property operations including all historical revensues, expense and capital expenditures as well as future projections to support the ongoing economic viability of the property and the loan.
· Abstract material leases in order to assess the leases and how it contributes the economics of the transaction.
Requires: Bachelor’s Degree in Management, Accounting, Finance. 6 months + banking related experience.
CI Credit Officer.
· Work with Lenders to prepare detailed and accurate loan presentations that will assist in the approval and underwriting of commercial and industrial loans.
· Proposed financing, existing financing, line usage, deposit analysis, credit relationships, collateral analysis, cash flow.
· Monitor compliance of financial covenants, legal file review for completeness of documentation and loan committee packages as they move through the committee process.
· Responsible for preparing high quality credit reviews on existing clients to enable the officer to make informed credit decisions and collateral requirement for loss sensitive issues.
Requires: Associates degree and 2 years of banking experience.
Please email resume to RossCoJobs@aol.com