Consumer Credit Risk recruitment
This exciting role is based in Hong Kong and is part of a team with multi-country responsibilities.
The ideal person will be able to bring a highly developed sense of risk management in an environment which is dynamic and challenging, while fun and rewarding, and offers great potential for future growth within the bank.
Key Responsibilities:
- Day to day handling of risk projects related to secured and unsecured consumer credit risk
- Working with line managers, local colleagues, product, technology, analytics and key stakeholders in identifying areas of improvement
- Developing new processes or initiatives which can be implemented organisation-wide
- Refine current operating procedures in order to streamline credit operations at local level (acquisition, underwriting, post-acquisition, servicing). All pre-delinquency areas.
- Develop, refine, and implement policies surrounding credit products specific to assigned markets
- Work with stats team in development of models and scoring
Ideal Competencies and Experience:
- 2-8 years direct credit risk experience in retail/ consumer lending products
- Knowledge of and experience with credit risk fundamentals in retail/consumer banking environment
- Has implemented/ developed policy, models and scorecards in retail/consumer credit area
- Has been involved in credit operations at hands-on level in any of the following – initiation/ underwriting, approvals, acquisition, servicing etc
- Has handled risk analytics projects or assignment either developing models/scoring or implemented them
Soft Skills:
- Strong interpersonal and persuasion skills with ability to work closely with people from a diverse range of cultures and backgrounds
- Able to work in a fast-changing and dynamic environment where structures are not always clear
- Willing to share and transfer specialized skills and knowledge with team members
What the Bank offers:
- Competitive salary and good bonuses
- Relocation assistance for the right person (note it is a local package)
- Good benefits (medical, insurance, mortgage, etc)
- Career development opportunities in multiple areas of interest
- Chance to work with smart and happy people where you can learn and be part of a growing team
If the opportunity sounds interesting please send in your details with information on current and expected salary. Note that ONLY shortlisted candidates will be contacted.
October 31, 2009
• Tags: Consumer Credit Risk recruitment, Risk Management careers in the Hong Kong SAR • Posted in: Financial