Consumer Underwriter
Duties Responsibilities:
• Performs credit analysis, due diligence, and regulatory review of credit requests.
• Adheres to lending practices, policies, and procedures.
• Stays current on changes and updates to federal and state underwriting regulations.
• Attends and participates in formal and informal training programs.
• Handles income calls from credit applicants and agent banks.
• Cross-trains with Business Underwriter.
Qualifications:
• Bachelor’s degree in business, finance or math and / or 3+ years experience in underwriting credit cards, consumer lending, or related field.
• In-debt knowledge of credit, underwriting and risk analysis.
• Prior use of automated processing and data base platforms.
• In-debt knowledge of Federal and State Lending Regulations.
• Strong analytical and problem solving skills, and oral and written communication skills
• Excellent organizational and time management skills.
• Self motivated team player with high level of initiative, accountability and adaptability.
• Ability to work in a high volume production environment with minimum supervision
TCM Bank offers a competitive salary, a generous employee benefits program, and a friendly and team-oriented work environment. Qualified applicants may submit a resume and cover letter, including salary requirements by e-mail to HRDC@icba.org or by fax to 202.659.5409. EOE
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