Country Head of Credit Approval recruitment
RESPONSIBILITIES
• Overall in charge of credit evaluation and approval
• To safeguard the Bank’s interests and to ensure minimal unavoidable loan losses
• To ensure the spirit of credit policy and guidelines are adhere to
• Ascertain expeditious turnaround of credit proposals
• Develop the future areas of focus and ways of working for the Credit Risk Business, and take strategic business decisions.
• Oversee efficient and effective delivery of credit application writing, credit assessment, and sanctioning.
• Lead development of activities to embed a robust risk and control culture, as well as policy development.
• Have a deep knowledge and understanding of local markets, sectors and clients.
• Manage a team of credit professionals and be responsible for their ongoing development as well as identification of future talent.
REQUIREMENTS
• University Graduate or above
• Possess at least 15 years experience in the banking and credit risk/rating function, or similar, where credit risk management is a key part of the job
• Good knowledge of corporate, commercial and PFS loan market
• Good understanding of local regulatory requirements
• Analytical and strategic
• Strong leadership based on experience and know how