Credit Administration Mgr I Job in Irvine 92614, California US
California Bank Trust (CBT) is among the leading banks based in California with nearly $10 billion in assets. Our corporate headquarters are located in San Diego, in addition we have approximately 1,800 associates employed at our branch offices and other business units located throughout the state.
Starting as a group of individually-owned banks throughout the state, California Bank Trust has helped Californians and their businesses grow and prosper for over 50 years. And we've grown with California, by combining the responsiveness of a local bank with the comprehensive services offered by major financial institutions.
Zions Bancorporation, our parent company, is one of the nation's premier financial services companies, consisting of a collection of great banks in select high growth markets. Zions operates its banking businesses under local management teams and community identities through over 500 offices in 10 Western states. The company is a leader in small business lending and agricultural and public finance. Zions Bancorporation (NASDAQ: ZION) is a member of the SP 500 Index and the NASDAQ Financial 100 Index. We have many opportunities both at Zions Bancorporation and our affiliates. Wherever you find your fit in the Zions family, we look forward to working with you!
Equal Opportunity Employer
Credit Administration Mgr I
Manages the bank's commercial credit administration approval process, including approving, or recommending for approval, commercial credit requests presented by assigned commercial lending staff. Recommends and implements effective credit administration policies and procedures in line with industry trends, market needs and bank objectives. Ensures compliance with all related legal requirements and banking regulations. Monitors the quality of work produced and controls departmental expenses. Provides guidance to subordinate supervisors and staff regarding the bank's procedures in portfolio management, commercial credit presentations and processing, credit underwriting, loan grading, problem loan management and credit delinquencies. Ensures a balance of commercial credit portfolio quality and optimum profitability for new and existing business relationships. Makes credit decisions within authority limits. Typically has final authority concerning staffing, performance evaluation, promotions, salary recommendations and terminations. Other duties as assigned.
Typically requires a Bachelors degree in business or finance and 10+ years of credit administration/commercial lending experience. Broad and extensive knowledge of complex credit structures, administration policies, procedures and techniques. Demonstrated supervisory skills. Uses sound analytical and evaluation skills to effectively communicates rational/reasoning in verbal communications. Ability to work effectively with all levels of staff. Strong written and verbal communication skills
