Credit Analyst

The Analyst will support the Trading Portfolios team within Corporate Banking Trading Products in analyzing credit risk related to positions held on the bank's trading books as well as a legacy portfolio of corporate names. The position will require the Analyst to analyze financial data for trends in financial performance primarily of corporate entities with some exposure to the analysis of the structure and performance of asset backed securities. The position will also require the Analyst to understand and evaluate structures for pre-refunded municipal bonds. The Analyst will complete due diligence and credit analysis on the current portfolio as well as review new entities as needed.  The Analyst will further support the Team in a variety of other portfolio management needs for the business.  The Analyst may participate in calls with the trading desk, market risk and other areas across the bank.

Credit Risk and Financial Analyses (75%)

* Research and analyze financial and operating performance relating to corporate entities across a wide variety of industries located across the globe. 

* Research and analyze financial performance and structure of asset backed securities on a limited basis.

* Understand the financial trends and be able to relate this in credit correspondence through both charts and written commentary.

* Perform financial modeling.

* Complete due diligence and credit analysis on new and existing counterparties.

* Perform Financial Statement analysis including completion of spreading software (including MRA).

* Draft internal credit applications and other materials for presentation to Credit Concurrence.

* Maintain internal trigger/compliance monitoring records.

Portfolio Management Support (25%)

* Provide analytical findings to Portfolio Manager including input on credit risks and related mitigants

* Support Team on portfolio management needs for the business.

* Bachelor's degree in Finance, Economics, or Accounting

* Must have formal credit training

* 1 - 3 years of experience is a corporate lending environment

 

65k - 75k base salary + excellent bonus potential + excellent benefits

July 16, 2013 • Tags:  • Posted in: Financial

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