Credit Analyst – Officer/Associate recruitment
- Japanese Bank
- Up to $4,500
- 2-4 years experience
Job Description
- Working with one or more Relationship Mangers your key responsibility will be to maximize revenue and customer profitability through new to bank business and increased wallet share of existing clients.
- Effective cross selling and co-ordination with product partners.
- Effective credit risk assessment and management will be integral to the role.
Key Roles Responsibilities
- Liaise with clients to ensure submission of audited financial statements, management accounts, ageing debtors and all other information/ documents required.
- Maintain and exercise control over allotted portfolios to ensure that services to customers are of the highest standard while constantly monitoring customer quality in order to minimize the risk of loss to the Bank.
- Ensure that all the administrative functions of the team portfolio are done accurately in accordance with laid down procedures and on a timely basis.
- Ensure compliance with the Group's Policy Standards and in-country regulatory requirements and laws pertaining to AML, CFT, KYC etc.
- Provide independent credit analysis and the basis for a credit strategy to maximize the wallet share from clients.
- Prepare Credit Applications which encompasses analysis of customer's industry, business, Financials, risks and opportunities.
- Assist in preparing industry studies to improve knowledge within Client Relationships of specific markets and industries.
- Have a thorough understanding of the client's industry, business cycles, and other relevant factors.
- Provide Relationship Managers with insights into clients through understanding of Industry sector, client information and account plans.
- Liaise actively with other departments such as Credit / CRC / Trade / AML / GM / Legal / Compliance / Finance etc.
- Prepare management reports relating to credit approvals, excesses, extensions etc. - Liaise with clients to ensure submission of audited financial statements, management accounts, ageing debtors and all other information/ documents required.
- Any other ad-hoc responsibilities assigned.
Qualifications Skills
- 2-4 yrs years experience in banking industry in a credit assessment role.
- Strong written verbal communication skills
- PR/ Singapore Citizen need only apply.
If you meet the above criteria and are passionate about credit risk, please email your CV to taylor.laurence@randstad.com.sg
**Please note: Due to the volume of applicants, ONLY candidates who have been shortlisted will be notified with in 5 business days.**
July 24, 2012
• Tags: Associate recruitment, Credit Analyst, Officer, Risk Management careers in the Singapore • Posted in: Financial