Credit Analyst/Associate – Latin America recruitment
Position Category: Credit Risk
Position Title: Credit Analyst/Associate - Latin America
Job Level: Analyst/Associate
Location: USA - NY - New York
Education Required: Bachelors Degree
Position Description:
Morgan Stanley seeks an Associate/VP for the Latin America team within Credit Risk Management (CRM).
CRM is a global group that is responsible for oversight of credit risk arising from the businesses of our Sales Trading and Investment Banking divisions. The Latin America Credit team is responsible for supporting Fixed Income, Currency, Commodities, Equities and Lending activities in the region. The team is composed of professionals in Sao Paulo, Mexico City and New York. This position will be NY based and will have a primary focus of supporting lending and derivative activities with corporates in the region.
Responsibilities will vary depending on workflows and typically will include:
• Fundamental Research Credit Analysis: Evaluate counterparty credit quality to assign probability of default and recovery ratings and set risk limits.
• Support Trade Evaluation Approval: Help respond to trader requests to approve transactions and open trading accounts with new counterparties. Assist with exposure analysis, evaluation of legal and documentation requirements, and the negotiation of credit terms. Maintain record keeping of approvals.
• Sector Analysis: Evaluate industry trends and recommend action plans to manage sector and individual name exposure based on the outlook.
• Backlog Management: Keep credit reviews of assigned portfolio current.
Skills Required:
• Undergraduate degree, preferably in Finance, Accounting, Business Administration or Economics. Advanced degrees and/or CFA certification are not required but considered a plus.
• 3-5 years of credit-related experience in financial services
• Solid understanding of capital markets products, including securities, OTC derivatives, secured financing transactions and loans
• Fluency or proficiency in Spanish; Portuguese as plus
• Strong written and verbal communication skills
• Successful candidates will be well-organized, detail-oriented and have demonstrated ability to thrive in a complex, high-energy capital markets environment.