Credit Control Management(Trade Facility) Asst Manager recruitment
Role
- To understand the approved UAF and approval conditions.
- Extract the relevant approved UAF and Letter Agreement to prepare collateral position for each Borrower.
- Liaise with CRM/AO on UAF parameters and ensure consistent UAF parameters are met
Transaction Level
- Prepare and discuss with Agent Officers and Borrower on the specifics of each transaction to be financed and put up for approval.
- Update collateral position including MTM on commodity prices, cash position, inventory releases updates, insurance policy, backing export LCs or source of repayment.
- Identify repayment risk and mitigating factors.
- Responsible for Exposure Limits control , monitor transactional repayment dates and constant reminder.
- Support annual credit process on respective Borrowers' statistical trade volume, flow, source of repayment and conduct of account.
- Arranging for loan settlement covering redemption of property and usual loan settlement, approve outward remittance and internal transfer (Loan Related), monitor fire insurance for mortgaged property, other security covenants
Your Profile
You are a Diploma / Degree Holder with at least 5 years experience in similar role. You are able to communicate effectively with internal and external customers, both verbal and written. Apart from understanding the workflow to ensure trade / loans transactions and Corporate Loans proceed in accordance to approved parameter, you must be able to manage the team as a Team Leader and also encourage good team effort.
You will also need to build up an in-depth knowledge, familiarize with the whole spectrum of Corporate loans (inclusive of bilateral, syndicate and agency / underwriting) and to provide guidance to the team mates. In addition, you need to be a strong team player with the ability to multi-task and work under pressure. You also need to be computer literate and well versed in Microsoft Excel.