Credit Officer – General Industries Corporates – VP recruitment
The team is based in London and they are responsible for effective management of credit and trading risk exposures within EMEA. You will provide risk assessment, transaction structuring, deal execution and risk profile monitoring for counterparties throughout EMEA.
This is a highly respected team who all have strong sector knowledge and analytical expertise in their fields.
Responsibilities include:
- Acting as principal credit officer for a portfolio of Corporate counterparties in EMEA, supported by an AVP and analyst
- Managing all aspects of the credit relationship for a portfolio of clients.
- Accountable for all transaction risks in the portfolio including. This includes responsibility for client selection; underwriting; structuring; accurate and timely risk rating; documentation and the ongoing monitoring of these risks.
- Establishing strong working relationships with business partners.
- Working pro-actively with business partners to balance risk and reward, optimising client relationship.
- Ensuring granularity of the portfolio with specific reference to targets for net country/credit capital, legally binding commitments and total exposure.
Skills required:
- Strong credit skills and risk judgement, and ability to defend rigorously a point of view
- In-depth knowledge of EMEA and specific industry sectors, including among others, Automobiles and Trucks, Building Materials, Chemicals, Infrastructure, Transportation, Industrials, Construction and Engineering, Shipping and Paper Forest Products.
- Understanding of credit risk sensitivities in the portfolio and risk drivers of the exposures
- Sound product/technical knowledge across lending, FX, rates and equities products
- Ensuring the portfolio falls within prevailing Asset Quality Standards
- Ensuring that the portfolio and credit management process are at all times rated "satisfactory" by internal auditors, the Credit Review group and external Regulators.
- The candidate should be a strong motivator and coach to the more junior members of the team to ensure that they are professionally competent and in compliance with prevailing internal Bank policies and external regulations.
- Extensive credit risk experience at a major financial institution
- Any of the following additional language skills: German, Spanish, French, Italian
If you would like to apply for this role or find out more, please apply online or contact Anna Purves at Robert Walters on 0207 509 8745 or anna.purves@robertwalters.com quoting the Job Reference 1561850/APC