Credit Relationship Mgr I Job
Credit Relationship Mgr I (Job Number: 1312304)
Description
Responsible for executing the credit strategy for domestic and international customers to which BNY Mellon extends credit. Independently and with limited supervision manage a portfolio of customers with complex, enterprise wide credit and fee based needs and opportunities. Provide written analysis, review and presentation of credit requests for approval, loan documentation, ongoing monitoring and communication of all portfolio companies performance, including the utilization of market-based tools/resources. With some oversight, responsible for negotiating loan and other credit documents. Responsible for maintaining ongoing dialogue with senior finance staff at each portfolio customer. Responsible for maintaining effective interface/communication with executives and management of the portfolio customers. Responsible for predicting future changes/trends in ratings (credit quality) of the portfolio customers and for timely recommendations of changes in target exposure. Responsible for the timely and accurate rating of each borrower in the portfolio and promptly escalate deteriorating credit situations. Responsible for identifying industry dynamics/issues/risks and providing recommendations regarding industry credit exposure. Depending on the portfolio assigned, the incumbent will be expected to be part of the team developing a pool of risk. In addition, in certain circumstances, assist in the facilitation of overnight borrowings and the issuance of letters of credit. Responsible to ensure AIMS, CRIS and KYC data accuracy for each portfolio customer.
Qualifications
Must have a general understanding of BNY Mellon products and be able to identify and convey cross-sell opportunities. Strong oral and written communication skill; strong analytical thinking and problem solving skills and ability to work independently are required. Bachelor's degree required, major in Finance or Accounting preferred. MBA preferred or equivalent. Minimum 5 to 7 years experience in risk and commercial lending/relationship management in the financial or professional services industry. PC literacy including Bloomberg expertise is needed. Travel is required. Must have a general understanding of BNY Mellon products and be able to identify and convey cross-sell opportunities. Strong oral and written communication skill; strong analytical thinking and problem solving skills and ability to work independently are required. Problem Solving: Describe the nature and complexity of the problems this position encounters on a recurring basis. Include information regarding the level of innovation required, if any, and include mention of environmental factors that may add to the complexity of resolving issues. The position requires critical thinking centered on analyzing macro and micro based information in order to formulate opinions and recommendations. Position has direct responsibility for credit decisions which can affect potential loss and non-credit revenue. Position also has direct interaction with customers and is positioned to identify revenue opportunities. Maintain ongoing dialogue with senior finance staff at each portfolio customer. Maintain effective interface/communication with executives and management of the portfolio customers.
Primary Location: United States-USA-NY-New York
Other Locations
: United States-USA-PA-Pittsburgh
Internal Jobcode: 31223
Job: Audit/Compliance/Risk
Organization: Risk-HR06016
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