Credit Review – Internal Audit recruitment
• Plans and leads credit review teams on number of on-site credit review assignments in areas of specialisation and leads and participates in desk reviews. Performs supervisory functions at the level established by Senior Management for this position.
• Guides team members to ensure that approved Credit Review objectives are met and that planned coverage is achieved.
• Ensures that the credit review professional standards are maintained as per credit policy manual. Counsels and guides the team members to help them develop their professional skills.
• Participates in teams for Credit Review assignments where area of specialisation is not prevalent.
• Carries out credit reviews in a systematic disciplined approach, proficiently and with due professional care. Determines that performance meets standards set in policy manual as well as departmental standards.
• Attend exit meetings with units to discuss all pertinent issues and remove factual inaccuracies if any.
• Prepares draft report and executive summary for credit reviews for review and comment by Sr. Manager Credit review and Head Credit Review.
• Prepares final version of the report for sign-off and ensure its despatch to all recipients as per departmental standards in a timely manner. Updating the Credit-Review-Cards, audit programs, and risk register based on new risks identified and shared.
• Shares common concerns on credit issues with the line management, demonstrating a positive and professional approach.
• Participates in review of the Bank’s Credit Policy and provides value addition input.