Credit Risk Analyst Level III Job in Mt. Laurel, New Jersey US
Credit Risk Analyst Level III
? Review and decision credit, income, asset and property documentation on designated loans for compliance with PHH and investor guidelines and clearing conditions as applicable.
? Identify and work through alternatives with higher level Underwriter or Supervisor for loans that fall outside of guidelines. Demonstrate the ability to translate underwriting guidelines with application of mitigating factors, when applicable, to ensure proper salability to investors.
? Communicate both in writing and orally with third party stakeholders and clients as needed.
? Review low risk flags from data alerts to clear variances.
? Update processing system with appropriate conditions.
? Consistently meet established productivity and quality measurements on a consistent basis
? Perform other duties within CRM, as needed
Requirements:
High School diploma or equivalent required. A Bachelors Degree preferred. Minimum of one year mortgage underwriting experience is required. Must have strong customer service skills, excellent communication skills (verbal and written) and must demonstrate strong attention to detail, strong analytical skills and sound decision making ability. Must demonstrate interpersonal skills with the ability to interact with other departments and third parties in a professional manner. Must demonstrate the ability to manage multiple priorities and meet deadlines in a fast paced, high volume work environment with proven follow up and organizational skills required. Proficiency with Microsoft applications (Excel, Word, Outlook) is required and experience with Mortgage Processing/Underwriting Software systems is preferred. Candidates will be required to pass an assessment at the end of a formalized training program as well as Quality Control standards in order to advance into the position.