Credit Risk Manager, Corporate Banking recruitment
Area of Responsibility
- Revert to the corporate business group with queries on credit proposals within agreed SLA's.
- Ensure all major queries are sorted out prior to the case being discussed at the relevant committee.
- Documentation of proposal related information to be in conformity with requirements as set out by the Bank
- Risk analysis of specific transactions and preparation of rating rationales
- Articulate key credit issues at credit committees.
- Assist in reviewing existing policies and introducing new ones
- Review of existing client exposures. Active monitoring of key clients/large exposures and exposures to specific products
- Develop and review frameworks for assessment of different types of lending transactions.
- Check irregular activity report and take appropriate action on delayed credits
- Check monthly/quarterly portfolio review reports
- Keep abreast of key news items pertaining to clients especially large and critical clients
- Fielding queries from internal and external auditors.
- Monitoring and performance review of existing portfolio
- Assist in the development and implementation of robust credit risk management systems, procedures and controls with the objective of identifying, measuring, monitoring and mitigating the key credit risks facing the Bank.
- Strive to incorporate world class risk management capabilities using best practices followed in the industry.
- Policy related work, improvement of risk management processes, procedures and controls
- Setting up and monitoring and the adherence to various credit limits set by the bank.
- Ensure proper reporting of portfolio highlights to the management through preparation and presentation of Key Risk Indicators.
- Assist in review and updation of the bank’s credit risk management policy (CRMP) document keeping in mind the changes in bank’s business profile, internal systems and processes and regulatory requirements.
- Ensure compliance to Basel-II norms applicable to bank with respect to credit risk.
- Visit clients as part of the credit assessment process where necessary
- To undertake projects and assignment from time to time as directed by Supervisor
Functional Skills - Strong analytical and interpersonal skills
- Business acumen to appreciate and optimise risk return profile of diverse business products and processes.
- Ability to challenge and convince, independently and constructively, senior management, peers or other relevant staffs, to conduct business with the desired risk return profile.
Candidate Profile:
- Ability to analyse proposals in considerable detail, and from a range of angles, while never losing sight of the ‘big picture’ and propose creative solutions that assist the business in achieving returns commensurate with risk profile
- Ability to make a real contribution in a rapidly changing environment. Should thrive on change and be a fast learner
- Good comprehension and appreciation of existing and anticipated risk management systems in developed geographies of UK and Europe.
- Ability to enhance internal risk systems to world class standards.
- High integrity, credibility and communication skills to operate confidently and effectively at senior levels both internally and external
For more information, please call Mark Johns on 07989 471199 | 01273 222888.
August 10, 2012
• Tags: Corporate Banking recruitment, Credit Risk Manager, Risk Management careers in the UK • Posted in: Financial