Credit Risk Manager (Private Banking) recruitment
The Company
Our client is a private bank.
The Role
The overall function is to identify, assess and mitigate risk exposures through appropriate reviews and controls activities.
As a credit risk manager, you are required to identify key risk areas in lending to high net worth individuals and their related companies for booking in Asia and to ensure compliance with credit policy. You will perform credit reviews and approval of applications, including biennial / annual reviews as well as exercising sound judgement during top-up / close-out situations. You will analyse and provide advice to Relationship Managers on credit policy issues and credit structures, ensuring that the final credit proposal to be presented for approval is mutually acceptable. You need to provide clear and concise risk advice detailing risks involved, highlight shortfalls (including documentation gaps) as well as compliance with previous conditions and outline recommendations. You will actively participate in development of credit policies, products and processes to meet changing market competition without comprising risk position of the Bank. You will drive, review and streamline credit processes, review facility documentation with fundamental appreciation of legal regulatory issues relating to PB lending. You will also be monitoring margin call and limit excess accounts, ensuring that margin call letters are duly issued and margin call accounts are rectified by Business within stipulated period allowed.
Your Profile
The successful candidate will need a Degree in Banking / Accountancy / Finance qualifications, with at least 6 years of credit experience in Private Banking, covering diverse aspects of risk management. You will have knowledge of investment, credit risk products, credit processing, documentation and risk monitoring. You will have strong inter-personal and communication skills, a good team player, with sound knowledge of Microsoft Office applications: Excel / Word / PowerPoint.
Apply Today
Please send your resume, in WORD format and quote reference number AT8864 by clicking the apply button. Please note that only short-listed candidates will be contacted.