Credit & Risk Officer recruitment

You will be providing International Private Clients with a credit and risk framework.

To assist Relationship Managers in providing an excellent client experience by ensuring a rapid turnaround of a loan application and resolving any risk issues.

1.       Main responsibilities

• Full understanding of IPC loan book.

• Ensure all loan reviews are up-to-date.

• Quality-control and writing of all new loan applications

• Maintain up-to-date credit policy.

• Maintain “WIP” of all risk responsibilities: PEP reviews, Special Client Template etc.

• Record monthly risk meeting and follow up with action points.

• Review client files for KYC, suitability and general “fit for purpose”.

Competencies

Knowledge:

Specialist Skills – The officer acquires and develops the specialist and technical knowledge and skills to perform the role on an ongoing basis within the changing environment of the Bank.

Business Knowledge and Contribution – The officer understands the broader business environment in which he/she works from an industry, Business Unit and role perspective.

Interpersonal:

Delivering Results – The officer effectively manages his/her time and resources to ensure that objectives are achieved efficiently and on time.

Serving our Customers – The officer ensures that clients receive a high level of (globally consistent) service in a timely and accurate manner.

Communicating with Impact – The officer effectively applies verbal, nonverbal and written communication methods to achieve desired results and presents ideas effectively to individuals or groups.

Working in Teams – The officer understands team dynamics and uses flexible interpersonal style to contribute to the effective functioning of teams and to the completion of team goals.

Building Relationships and Collaboration – The officer develops and maintains ongoing working relationships, networks and partnerships to help achieve business goals through others (e.g. peers, functional partners, customers etc.)

Enabling Change – The officer encourages others to seek opportunities for different and innovative approaches to addressing problems and opportunities and facilitates the implementation and acceptance of change within the workplace.

Experience and Qualifications

• ACIB or other appropriate financial or investment degree

Minimum of 3 years experience in the finance industry, preferably in a Private Banking environment