Credit Risk – Provisions Analyst recruitment
Role
Working for this innovative financial services company you will be part of the team that works on the analytics behind the bad debt and provisions related to credit card and loan products. You will be responsible for reporting on trends within the credit portfolio and assessing the needs of the bank to ensure that enough capital is set aside to cover all problem debts. You will be working with models created by the team and need to be able to challenge the capital adequacy plans across the loans and credit card portfolio. You will work on improving the credit risk framework to ensure that the bank passes all audits related to capital adequacy and provisions.
What We Are Looking For
You will be a credit risk professional who has experience of provisions related to debt products such as loans or credit cards. You will be used to dealing with key stakeholders across finance, risk and treasury and be comfortable challenging figures that are presented to you. You will have a wider understanding of risk models (using not building). It is preferred that you have had exposure to capital adequacy within a banking environment. You will have excellent communication skills and as this is a small but vital team you will be a committed team player.