Credit Risk Quantitative Analyst recruitment
Main Responsibilities:
The candidate will play a senior role in a team mainly responsible of:
Ø Analysis of the counterparty risk of specific transactions including developing one-off models for calculation of peak and expected exposure. This role covers all asset classes and products.
Ø Defining and testing methodologies for calculating exposure on new products / new underlyings (including communication to Credit and Front Office on that subject)
Ø Quarterly recalibration of the models used to measure counterparty risk and country risk ( stochastic processes, Wrong-Way risk …) and calibration of new underlyings
Ø Definition and implementation of Monte-Carlo calculations for measuring counterparty risk and country risk (extension of the Monte-Carlo calculation to the remaining transactions, securities financing, implementation of a Monte-Carlo calculation for country risk, Africa…)
Ø Set up quantitative models/tools to be IMM compliant and enable a better management of the credit exposure (support work on WWR, backtesting, stress-testing …)
Ø Looking after methodological exposures issues in the daily counterparty risk exposure calculation
Ø Ad-hoc stress-testing and portfolio reviews
Ø Support, Advise and Train Front Office and Credit Risk in the understanding of the counterparty risk calculations
Skills and experience Required:
- Excellent quantitative and problem solving skills, in particular in stochastic calculus and statistics
- Excellent financial markets product knowledge
- At least 3 to 5 years’ experience in financial markets quantitative roles
- The ideal candidate would have already worked in a counterparty risk modelling team and had experience calculating counterparty risk exposure for structured products
- Clear and effective communicator
- Ability to deliver practical solutions in a demanding high pressure environment
Qualifications:
- Excellent academic references including Master degree in a quantitative discipline or in financial mathematics.
- Strong programming skills (C++, C#, VBA, Matlab ...)
Information for those wishing to relocate:
Tax:
Income is taxed on a sliding scale, up to around R889 000.00, at which point the tax payable is R276 546.00 which represents about 31%. Anything above that is taxed at a flat rate of 40%. So, for your example, let’s say R1100 000.00, the tax would be R276 546.00 + R84 400 (40% of R211 000.00 {R1100 000.00 - R889 000.00 = R211 000.00}) = Total tax of R360 946.00. This is about 32.8% of the total earned, leaving one with R739 054.00. This is roughly R61 587.00 per month, which is an extremely respectable after tax income in S.A.
Accommodation:
A couple of options just to illustrate:
A single-bedroom flatlet in Parkwood - a very good suburb in JHB (where Rob and Di live) - fully furnished with a full bathroom, kitchen, lounge, enclosed patio and secure off-street parking is going for R4 900.00 per month.
A two-bedroom flat with similar facilities in Bryanston - another good suburb, (even if not QUITE so classy as Parkwood), is going for R6 900.00 per month.
A luxury, furnished townhouse/villa in Sandton (another very good area), with two bedrooms and two bathrooms and covered parking, in a secure park-like property which contains 5 similar dwellings, is going for R12 500.00 per month. This includes DSTV (cable TV), laundry, security and water, and also a maid five days a week. (here is the URL for the Gumtree ad for this property: http://johannesburg.gumtree.co.za/c-Real-Estate-houses-flats-for-rent-Furnished-and-serviced-Cape-dutch-lodge-W0QQAdIdZ393923081 )
Cost of food and groceries:
Not very different from the UK. If you were to spend R10 000.00 per month on groceries, you would be eating very well indeed.
Public transport:
Definitely worth having own car and the cost of motoring is also probably roughly comparable to the UK.
For more Details, please visit our Website – www.hamlynwilliams.com and for further information send any queries to C.dreyer@hamlynwilliams.com or call 0203 585 5084
Hamlyn Williams is an Executive Recruitment consultancy that specialises in placing Risk, Compliance, Regulatory Information Security professionals globally:- offering Retained, Contingency and Interim/Contract recruitment solutions for the Financial Professional Services.