Financial Analyst Sr.(Risk Analytics) recruitment

Required Skills

Essential Duties and Responsibilities:

Analyzes application, production and performance data to identify and report trends.
Reccomends action to improve production and performance based on trend analysis.
Ensures the integrity of application and performance data stored on the system.
Produces production and performance reports for both the consumer and mortgage loan portfolios.
-Determines which reports are needed to best report trends.
-Determines the best methodology for presenting trends in each report.
-Produces reports for the quarterly risk analysis meetings, including:
   ~Vintage analysis showing performance by product and open date.
   ~Income statements by product and rate tier
   ~Peer analysis.
-Produces monthly reports, including:
   ~Production by product and rate tier.
   ~Delinquency by product, rate tier and dealer.
   ~Charge offs by product, rate tier and dealer.
Performs calculation and refinement of the ALLL (loss reserve) process, including the impact of current economic events as well as internal strategic initiatives.

Required Experience

Minimum Education:

Graduation from an accredited college or university with major course works in Finance, or closely related field and/or an equivalent combination of education and experience.
CFA or MBA preferred

Minimum Experience and Qualifications:

Six years relevant finance experience at a senior level
Demonstrated ability to apply broad concepts to highly technical applications.
Ability to develop highly dynamic PC-based financial models.
Demonstrated prooject management skills, including the ability to lead multi-departmental project teams.
Excellent oral and written communication and presentation skills
Demonstrated ability to draw "big picture" trends and meaningful conclusions from an immense array of detailed data.
Demonstrated ability to successfully interact with, and elicit cooperation from a diverse array of departments and functional areas.
High degree of PC literacy, including spreadsheet and database applications
Excellent analytical and problem solving skills
Thorough understanding of credit risk analysis, accounting fundamentals, budgeting and financial analysis as demonstrated by appropriate degree and/or experience.

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