German corporate credit analyst.
Duties to include:
- Collection of full set of information (i.e.: annual and interim financial reports, industry data and referenced sector analysis, reports from information services provided by Moody’s, SPs, Bloomberg, CreditEdge KMV, Factiva, and press articles).
- Spread of financials at least of last two fiscal year end, interim results (where available) plus forecast and projections (if required and appropriate).
- Performance of detailed and in-depth review of corporate historical economic operating results and financial position through the analysis of PL, Balance Sheet, Cash Flow statement and full set of ratios analysis.
- Analysis of forecast and projections’ assumptions (in case of M-L/Term transactions) and performance of sensitivity exercise through a breakeven case and adjusted assumptions to a worst case scenario.
- Description of the company business and activities.
- Analysis of the industry and the company’s position versus its competitors and peers; plus highlight of key features of industrial sector and relevant trends and/or regulatory issues.
- Summary description of the nature of the credit line(s), amendments and/or waivers as appropriate per request, including all relevant terms and conditions; together with analysis of security structure and/or guarantee package.
- Control and verification of information received by Credit Secretariat related to all existing credit lines granted in favour of the borrower.
- Performance of the whole process to assign or update a rating according to the internal model methodology. This activity is also performed for any other third counterparts in the EMEA territory as per request prompted by other business units of the ISP banking group.
- Attendance (if required) to client visits, presentations and bank meetings with account managers.
You will have previous experience in a similar role and be analytically minded. Fluent German would be highly advantageous but is not essential.
This is a 6 – 9 month fixed term contract and our client is willing to pay a competitive prorated salary of up to £58,000 depending on previous experience.
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