Head of Credit
Key Responsibilities
- Manage effectively the Credit Administration function, to enable all team and business objectives to be met efficiently.
- Develop and implement appropriate controls and monitoring in the context of the Bank’s credit offering.
- Ensure development of knowledge within the local team in terms of Credit Administration legislation and ensure implementation of amended procedures for the team following any legislative amendments.
- Responsibility for promoting the Banks loan services to the Client Relationship Managers in order to grow the loan book as budgeted in line with the general credit strategy and internal criteria. Providing training to CRMs as necessary.
- Act as Gatekeeper to quality assure all facility applications and provide recommendations to the Credit Committee.
- As Local Operational Risk Manager, act as principal point of contact for all Operational Risk issues in Credit.
- Providing reliable management information ( loss event reporting and development of Key Risk Indicators)
Experience of having worked in both large and small institutions and comfortable in working with little supervision and taking ownership and responsibility, within a smaller organisation.
For further information, please contact Neil Johns at MERJE on 0161 763 0304 or email njohns@merje.com
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