Head of Credit Product Analysis
Responsibilities include:
- Support the various entities, departments and units within the QNB Group who are directly or indirectly involved with providing credit products and services to its customers to ensure the best interests of the bank are protected and to achieve the Group's goals and objectives.
- Review / prepare / monitor / update policies, procedures, guidelines and strategy for Credit Exposure of QNB Group.
- Assist the Group Chief Credit Officer in formulating or improving the QNB Group's Organization structure, Credit Risk Strategy and Credit Policies and Procedures including but not limited to Target Market and Risk Acceptance Criteria, acceptable credit products types, credit work process flows, and legal documents that reflects the Group's tolerance for risk and the expected level of profitability.
- Ensure preparation of timely and accurate information to relevant regulators where QNB Group operates, the external and internal auditors and the Compliance function as and when required.
The successful candidate will have a minimum of 15 years experience in a major international bank [or other comparable financial services or consultancy company] in a corporate or risk function particularly involving creation, distribution and administration of banking credit products and services. In addition, a minimum of 5 years in a supervisory capacity in credit risk, documentation review or business development function is required.
Proficiency in risk concepts, banking products/ operations/ systems, pertinent regulatory requirements, International Accounting Standards and related pronouncements, including related best practices is essential.
A strong understanding of credit risk methodologies (KMV, Credit Metrics, etc.), interest rate modelling [short rate models, HJM, BGM, etc.], VAR, and/or other complex financial risk modelling is highly desirable.
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