Head of Credit Risk Job in Central Belt Of Scotland, Scotland UK
Head of Credit Models
An exciting opportunity for a Head of Credit Models has arisen with my Financial Services Client based in the Central Belt of Scotland. As Head of Credit Models you will report directly into the CCO and as your core responsibilities will include:
Manage Credit Models providing strategic direction and leadership
Ensure the existence of appropriate Retail Credit Models and Scorecards and Non Retail Credit Models
Ensure all models are appropriately understood and correctly utilised within the organization
To inform upon Risk Appetite, Collective Provisioning, Economic Capital as well as being key inputs to the IRB RWA Regulatory Capital calculations
To provide SME Basel Support for Credit Models
Ensure the build, development, maintenance, use and analysis of models allows for Bank to achieve Basel IRB accreditation requirements
Credit Models IRB milestone settings and monitoring
Line management of the personnel responsible for Credit Models
Advising and assisting the Chief Credit Officer in optimising asset quality and asset growth decisions to maximise profitability ensuring efficient capital management.
Responsible for recruiting, maintaining and retaining skills, experience and knowledge of Credit Model staff
Liaise with other Credit Leadership Team members to optimise efficiency and effectiveness of lending policies and processes.
Delivering high level of customer service and promoting right behaviours
Should you be interested in this position or know of anyone that may be interested then please call Sam Williams on 07538 100 469 or send in your CV to s.williams@strategic-exec.co.uk