Head of Credit Risk Management recruitment
The incumbent is responsible for credit risk assessment of all trade and commercial counterparts covering the whole Group – Downstream Business supply chain, including China and India.
Responsibilities:
- Develop in-house rating and classification system
- Credit evaluation of trade finance counterparties and preparation of IM if required for investor dissemination
- Credit evaluation of banks and financial institutions for LC issuance risk in target destinations.
- Develop an in-house credit policy in cooperation with risk and compliance units.
- Support finance teams on all credit risk related issues and assist in possible workout scenarios
- Analyze credit data and financial statements
- Prepare reports that include the degree of credit risk involved in extending credit or lending money.
- Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity. Security collateral requirements also to be established as needed for counterparts.
- Confer with credit association and other business representatives to exchange credit information.
- Prepare credit reviews and summaries of Counterparty transactions for submission to management committee for approval
- Generate financial ratios, using computer programs, to evaluate customers' financial status.
- Review individual or commercial customer files to identify and select delinquent accounts for collection.
- Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
- Support STF team in consulting with customers to resolve complaints and verify financial and credit transactions.
- Analyze financial data such as income growth, quality of management, and market share to determine expected profitability of loans.
Requirements:
- Credit Professional with appropriate academic qualifications
- At least 10 years experience in credit risk evaluation and management
- Fluency in Business Mandarin
Interested candidates may send over their CVs in MS Word or PDF format to recruitment@keyisearch.com or apply directly via eFinancialcareers. For more job opportunities, visit our corporate site at www.keyisearch.com.
February 21, 2012
• Tags: Head of Credit Risk Management recruitment, Risk Management careers in the Singapore • Posted in: Financial