Head of Product recruitment
Citibank brings the strength and expertise of one of the world's largest financial services companies to personal customers in more than 100 countries and 200 cities. By combining local expertise with the strength of Citibank's worldwide consumer banking network, we are able to offer some of the world's leading financial services products.
We are currently recruiting a Head of Product for our Consumer Cards division. In this role you will be responsible for all Citibank and Co-branded Consumer Card Products. This will involve PL and Balance Sheet management as well as the creation and execution of tactical and strategic plans; maximising revenue flows and optimisation of cost.
Key Responsibilities:
Financial Management
- Own the Citi Card Product PL and non-financial metrics to deliver sustainable growth
- Review in-depth product profitability and pricing analysis to identify key contributors of revenue, expense and credit losses.
- Closely monitor the product behaviour changes to ensure timely actions are taken
- Provide driver information to Operations and Finance
Product Management
- Develop and manage risk test plans and review all policies relating to Citi cards to ensure that we are maximising the risk/return trade-off.
- Project manage any technical or customer enhancements
- Manage fee and rate pricing strategies and tactical pricing changes
- Monitor interest income and non-interest income collection activity and develop reactive and pro-active measures to maximise revenue flows
- Continually review product range together with the Head of Consumer Cards to ensure a viable range of products available in market
- Create and manage Product Line Strategy through research and Regional benchmarking
Team and Stakeholder Management
- Establish and maintain link between Citibranded Product and Marketing teams to ensure collaborative strategy is developed to drive business results
- Manage Senior product Manager, ensuring PMOs, development plans and quarterly reviews are conducted, identifying and address training requirements
Experience/ Qualifications required:
- Extensive product development experience, financial services preferred
- Knowledge of Credit Cards industry
- PL Management experience
- Business or Marketing degree / MBA preferred
- Strong Product, Project and Time management skills
- Strong leadership and interpersonal skills
- Strong numeracy skills
No contribution goes unnoticed here, so you’ll be rewarded with a network of global contacts and the skills and experience to grow your career. Remember, with our world of opportunity, you should never settle for anything less than exactly what you want. To apply please follow the online links. To see what other career opportunities we have available right now, please visit our website www.citi.com.au/careers.