Head of Risk recruitment
Position Description:
• The Head Risk is responsible for:
• Ensuring the implementation of a robust and effective risk management framework including governance and control over all risks in business,
• Providing the leadership and strategic direction for managing credit, market, operational and others risks
• Developing and managing credit policy and portfolio management functions for Corporate, SME and Retail lending
Main Responsibilities:
• Develop and organize approval of policies and strategies for managing key risks across the business units, in line with the Group level policies and guidelines.
• Supervise the implementation and roll-out of risks policies and procedures and ensure continuous monitoring and improvements to maintain effectiveness
• Identify changes and trends in the business environment (industry / market segments, competition, etc.) which can alter the risk profile of the bank and make recommendations to protect or enhance the organisation’s position.
• Provide specialist support or advice to the appropriate organizational units for improving the risk assessment and risk management practices across the Corporate, Retail, SME and Treasury functions =.
• Formulate and administer credit policies to exercise control and supervision over the loan portfolio quality.
• Develop and manage credit administration and portfolio management functions.
• Perform appraisals and credit evaluations of lending proposals.
Role Requirements:
• Post graduate qualifications in Finance, Business Administration or Economics with certification in risk or financial analysis.
• Previous experience in Risk Management and/or Credit (corporate and retail).
• Motivational and collaborative approach with team and peers.
• Able to act proactively with sound and reasoned decisions in potentially high risk or complex situations