Head of Unsecured Lending – Models Portfolio recruitment
You will join the team to help develop and lead a highly motivated and technically skilled team, dedicated to delivering high quality and modelling and analytics solutions. You will work on the development and maintenance of a robust model framework across UK Europe Retail Business Banking, ensuring it is in line with external and internal policies and regulation.
Responsibilities include:
- Build, shape and develop a talented Modelling Analytics team, capable of delivering analytics to the highest levels of expectation.
- Develop and oversee the implementation of model development and validation frameworks and procedures across business lines. Model types, including Risk Reward and Unsecured Loans and Overdraft, span across the full model lifecycle – ranging from underwriting to collections/recovery, as well as capital and impairment models.
- Ensure timely model performance tracking, and process automation to improve process/operation efficiencies (where possible), to enable teams react to remodelling requirements, and the portfolio teams to make rapid credit decisions against market condition changes.
- Develop a training curriculum for model development related activities and provide training for modellers
- Introduce best-in-class cutting edge techniques of modelling/segmentation through innovation.
- Create and articulate the strategic goals and short and medium-term priorities
- Provide budgetary control across the function in line with Group Policy
Skills required:
- Extensive experience in all aspects of retail (consumer and business) banking management focusing on risk models, policy and tool development.
- Strong track record in developing best-in-class modelling and analytical solutions for large financial institutions.
- Strong analytical background, data driven, resilient, results orientated.
- Excellent understanding of lending products from marketing and policy perspective.
- Great leader in talent management, communication and influencing.
- Experienced and skilled in stakeholder management.
- Experience of working with regulators, auditors and compliance.
- Strong ability to train and execute.
- Strong knowledge of SAS software and statistical model development methods.
July 7, 2012
• Tags: Head of Unsecured Lending – Models Portfolio recruitment, Risk Management careers in the UK • Posted in: Financial