Head of Unsecured Portfolio Management
Our client, one of the UK’s most respected financial services players, seeks a senior Risk professional for the role of Head of Unsecured Portfolio Management.
The Head of Unsecured Portfolio Management will be accountable for credit risk management of all unsecured lending, including current accounts, credit cards and personal loan products. This high-profile role carries responsibility for ensuring that the complete credit life cycle is managed appropriately, across multiple brands and channels; that strategies and operating procedures support the lending process; and that sufficient controls are implemented and adhered to, in order to successfully manage the risks associated with lending to retail customers.
You should already be considered a subject matter expert in the field of credit risk management, having extensive experience and knowledge of retail banking and/or the consumer lending environment; a thorough understanding of managing credit risk effectively; and a track record of successfully developing and implementing risk based strategies, policies and procedures.
As a commercially-minded strategic thinker, you must possess the intellect and ability to drive the unsecured lending portfolios forward through an expanding customer base and creative optimisation solutions. The ability to communicate with confidence and develop credible relationships with key internal and external stakeholders will be vital, as will an aptitude for inspiring, developing and retaining a team of highly skilled credit risk professionals.
This is an exceptional opportunity to demonstrate your talent for effective leadership of a diverse and high-quality unsecured retail credit portfolio.
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