Junior Risk Manager recruitment
eny Finance AG, based in Windisch (AG) is a young and dynamic company in the financial services sector. We stand for a new generation of financial services. The innovative services of eny Finance are online based and are intended for private customers.
To extend our team we are looking for a
Junior Risk Manager
The successful candidate will be responsible for credit risk analysis and reporting as well as for the credit risk model development within eny Finance AG.
Responsibilities:
- Develop new, maintain and enhance existing retail scorecards (application, behavioural, revenue, etc.) to support credit risk and performance management of the consumer financing business
- Conduct regular and ad-hoc risk reporting and validation of risk models
- Implement scorecards and support scorecard engine design and enhancement, UAT and deployment
- Monitor scorecard performance and booking profile, generate, analyse and report scorecard MIS and product analytics
- Liaise with business functions, credit approval, collections and other related functions to drive use, monitor overrides, analyse new requirements and feedback on existing risk models
- Develop and maintain scorecard documentation, policies and procedures as well as manage scoring engine, credit data mart and analytics tools
- Conduct periodic training, research and development of new models, methodologies and scorecard/model applications
Requirements:
- Degree in Statistics, Econometrics, Mathematics, Operations Research or other related quantitative disciplines. Post-graduate degree is a plus
- Experience with statistical modeling and analytic techniques such as OLS and logistic regression, univariate and multivariate statistical analysis etc.
- Experience in scorecard development, maintenance and validation experiences in a banking environment is desirable
- Understanding of credit risk for the retail portfolio and retail banking products is desirable
- Experience in the field of external data sources (credit bureaus, micro-geographic data, etc) is desirable
- Proficient statistical programming skills (preferably SAS), strong analytical skills and understanding of quantitative and statistical analysis
- Data mining experience and understanding of relational databases
- Proficiency in MS Word, advanced MS Excel, VBA, database software and (Transact-) SQL language
- Demonstrated excellence in analytical problem solving and communication skills
- Able to creatively apply analytical solutions to business problems
- Able to manage multiple concurrent projects effectively
- Good written and verbal communication skills in German and English
- Applicant shall be eligible to work in Switzerland
To join our dynamic team please send your complete application together with a cover letter per email to
eny Finance AG
Dieter Lützelschwab
jobs@enyfinance.ch