Lending Manager
The Lending Manager will focus on new business acquisition and pro-active ongoing relationship and asset management on a Commercial property based lending portfolio.
More specifically, the role will provide effective day to day portfolio management, identify early warning of potential issues on transactions, drive more income from the existing loan book by way of identification of cross selling opportunities, and undertake debt restructuring where appropriate as well as generating new lending opportunities.
Key Duties
* Assessment / control of risk and minimising losses through the active management of a portfolio of commercial property based lending transactions seeking to maximise income opportunities
* Identify cross selling opportunities and income generating opportunities from existing loans to assist with achievement of the departmental Business Plan, including Commercial deposit and buildings insurance sales and retail product referrals to the branch network
* Evaluate proposals; working closely with ALM's to generate indicative terms for any restructure / loan renewal / new lending and credit reports. Negotiate terms and generate full credit proposals overseeing preparation and issuance of valuation instructions and subsequent evaluation, and professional adviser instructions
* Lead transactions through all internal and external due diligence processes to progress to completion by management of credit, financial, property and legal due diligence processes
Experience needed
* Experience of lending, loan structuring, negotiation and documentation working
* Knowledge ofThe dynamics of the UK Property Market
* Portfolio management experience
* Understanding of Property Valuation principles
* Interpersonal and negotiation skills to build strong internal and external relationships
Please email mark.mcloughlin@investigo.co.uk for more information.
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