Lending Specialist/Credit Risk Professional Job in Troy 48084, Michigan US

JOB TITLE:   Lending Specialist

CLASSIFICATION: Full-time, Salary                           

REPORTING STRUCTURE: Director of Financial Institutions Group

LOCATION: Troy, Michigan

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About the Job:

 

Doeren Mayhew is a Michigan based regional certified public and accounting firm with deeply rooted history since 1932. As one of the Top 100 largest public accounting and advisory firms in the United States, our footprint has continued to expand with offices located in Troy, Michigan and Houston, Texas.  Fueled by our continued growth, we are seeking a Lending Specialist to work in our Financial Institutions Group.

 

RESPONSIBILITIES TO INCLUDE:

§         Executing the review of consumer and commercial loan portfolios to achieve internal audit, external audit, and special project objectives for clients with assets up to $3.5 billion and that require innovative solutions to both simple and complex problems.

§         Assist with engagement planning, including portfolio analysis, risk assessment, and sample selection.

§         Evaluating and documenting policy and procedures compliance, review of credit decisions, and credit analysis.

§         Assess and evaluate all areas of lending operations including origination, underwriting, approval, funding, servicing, etc.

§         Conduct regulatory lending compliance audits.

§         Create and present enhancements to policies and procedures based on assessment.

§         Evaluate asset quality and determine loan loss allowances.

§         Potential for special projects to include merger due diligence, fraud exams, troubled loan exams, and business plan support.

 

MANDATORY REQUIREMENTS:

 

§         Bachelor's degree in Accounting, Finance, Economics, Business Administration, or related discipline.

§         2  years  current financial institution loan review, credit administration, or loan origination experience.

§         Strong analytical skills and the ability to identify credit risk.

§    Experience performing financial, operational, and system audits as well as business process control reviews.

§         A working knowledge of risk-based pricing, credit reports. appraisals, debt-to-income ratios, and federal lending regulations.

§ Proficiency in Microsoft Office, Excel, PowerPoint, Outlook, and Adobe Acrobat is necessary.

§        Excellent written and verbal communication skills.

§        Ability to manage multiple tasks and work in a fast-paced, highly professional team environment.

§        Ability to travel up to 35%

§        Earned Credit Risk Certified or Certified Fraud Examiner certifications a plus.

§    A desire to stay informed of industry trends through continuous internal training, self-education, and  continuing professional education opportunities.

 

 

If you would like to join the Doeren Mayhew team and you meet the above qualifications, please use the apply now feature and include salary requirements and a daytime telephone number in confidence. Only candidates meeting mandatory requirements will be considered applicants and receive a response.  No Agencies or phone calls please.

Doeren Mayhew is a Michigan-based regional certified public accounting and consulting firm founded in 1932 and dedicated to developing and maintaining a reputation for performing services to the highest standards of the profession.   Inside PublicAccounting has again awarded Doeren Mayhew with it's "Best of the Best" rating - those firms with management and operations that are consistently firing on all cylinders, with consistently strong performance, consistently enviable metrics, and stellar bottom lines and growth rates. Doeren Mayhew is the only Michigan-based CPA firm to receive the "Best of the Best" rating, and is one of only three firms nationally to receive the honor 14 consecutive years.

 

As a leader among Certified Public Accounting and Consulting Firms, Doeren Mayhew provides unsurpassed accounting, tax, and business expertise critical to our clients.  As a result of our continued growth, we are seeking team oriented lending specialist/credit risk professional candidates to become members of our team.

Responsibilities include:

 

·   Executing the review of consumer and commercial loan portfolios to achieve internal audit, external audit, and special project objectives for clients with assets up to $3.5 billion and that require innovative solutions
to both simple and complex problems.

·   Assist with engagement planning, including portfolio analysis, risk assessment, and sample selection.

·    Evaluating and documenting policy and procedures compliance, review of credit decisions, and credit analysis.  

·   Assess and evaluate all areas of lending operations including origination, underwriting, approval, funding, servicing, etc.

·   Conduct regulatory lending compliance audits.

·   Create and present enhancements to policies and procedures based on assessment.

·   Evaluate asset quality and determine loan loss allowances.

·   Potential for special projects to include merger due diligence, fraud exams, troubled loan exams, and business plan support.

 

Minimum Skills and Qualifications:

·   Bachelor degree in Accounting, Finance, Economics, Business Administration, or related discipline.

·   2 years current financial institution loan review, credit administration, or loan origination
experience.

·   Strong analytical skills and the ability to identify credit risk.

·   Experience performing financial, operational, and system audits as well as business process control reviews.

·   A working knowledge of risk-based pricing, credit reports, appraisals, debt-to-income ratios, and federal lending regulations.

·   Microsoft Office skills.

·   Excellent written and verbal communication skills.

·   Ability to manage multiple tasks and work in a fast-paced, highly professional team environment.

·   Ability to travel up to 35%.

·   Earned Credit Risk Certified or Certified Fraud Examiner certifications a plus.

·   A desire to stay informed of industry trends through continuous internal training, self-education, and continuing professional education opportunities.

 

Our experienced professional staff is driven to understand each of our clients businesses and to fully prepare them to meet the unique challenges of their business in a manner that is personal, proactive, and progressive. This position involves 30 - 35% travel, both in-state and out of state and includes a competitive salary and a full benefits package. If you thrive in a challenging yet personally and professionally supportive environment, want unlimited career potential, and you meet the above qualifications, please apply online. Only candidates who meet the above minimum qualifications will be considered applicants. All communication with applicants will be handled discreetly. No phone calls or agencies please.