Liability Product Manager
Role Details
Our client is one of the fastest growing banks in the UK and that is down to their people. They we recognise that as they help you develop your career you’ll be doing the same for their business. This is an exciting opportunity to join a fast paced, dynamic and results driven team responsible for managing their liability portfolio for Corporate and Commercial Banking. Through analysis and understanding of customer, product, market and financial information, effectively manage the existing deposit account proposition and identify new opportunities that will achieve company business objectives. With 150 years’ experience in global banking and more branches worldwide than any other international bank. We are well on the way to repeating this success in the UK, having been recognised as one the “Top Employers in the UK” in 2012.
Skills/Qualifications
Knowledge, Skills Experience Required
• Sound knowledge and experience gained in a commercial environment with a proven track record in product management / development.
• Specialist knowledge in a product field. Functional Skills
• Analytical Thinking - Able to analyse available data / information sources in order to identify and interpret performance indicators, as well as identifying trends and opportunities.
• Commercial Acumen - Able to develop complex business cases, presenting a clear proposition, appreciation of customer experience impacts and financial benefits.
• Insights - Have an understanding of customers, industry, competitor activity and market position. Be able to analyse these information sources in order to appropriately design products and processes.
• Financials - Have an in-depth understanding of all financials relating to a specific product (e.g. revenue, margins, profit, back book, taxation and pricing).
• Legal/regulatory and compliance - Have an awareness of all legal, regulatory and compliance issues relating to a specific product area. Will keep abreast of developments and implement changes to ensure continuing company compliance.
Responsibilities
Key responsibilities
•Product management - Monitors deposit account product performance, with an awareness of key performance indicators and conduct risk / quality indicators. Uses available MI in order to identify issues and opportunities. •Develop an appreciation of the financial performance of the product set and key financial drivers.
•Opportunity identification and proposition development - Effectively manage deposit account proposition, developing and identifying opportunities to maximise revenue and profitability and managing initiatives through business case development, to approval and implementation.
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