Loan Executive Job in Dublin, Dublin Ireland
Loan Executive
Reporting to the Head of International Lending
The Role:
Reviewing new business opportunities and preparing relevant proposals for consideration by Credit Committee and bringing transaction to financial close. Management of a loan portfolio of basic bilateral and syndicated loands to international banks, corporate clients and sovereigns
Essential Duties:
- Analysis and assessment of credits, preparation and submission of credit proposals to Credit Committee
- Documentation review, involving analysis (in conjunction with Legal Manager and Head of International Lending where appropriate) of all documentation from both a credit and legal perspective
- Ongoing review and assessment of existing exposures, including covenant compliance
- Monitor receipt of financial information from clients and follow up on overdue information
- Conduct annual reviews in line with agreed criteria
- Communication with agent/arranger banks, Head Office and Back Office departments
- Preparation of portfolio information reports (both monthly and ad-hoc) as agreed with Management from time to time
- Ensure issues are identified, escalated as appropriate and addressed promptly
Essential Skills Experience:
- A minimum of 18 months experience in a Lending or Credit environment would be ideal
- Excellent financial analysis and credit analysis skills
- Good computer skills (working knowledge of MS Excel, MS Word essential)
- Good interpersonal skills
- Demonstrated ability to prepare reports and complete associated documentation
- Ability to manage multiple priorities (including work of others)
Skills Abilities:
- Ability to prioritise work under time constraints and deliver to required deadlines
- Numeric, organised and self motivated
- Competent decision maker with the ability to involve management when necessary
- Attention to detail with a high degree of accuracy required
- Ability to work on their own initiative as well as taking instruction from others
- Ability to achieve results and a proven commitment to attaining desired goals
- Excellent time management and prioritising skills necessary
- Strong team player as well as the ability to work on own initiative
Education Experience:
- Relevant Business Degree (min 2.1) and/or accountancy qualification
- Excellent MS Excel MS Word skills essential