Loan Officer III-Northglenn Job in Northglenn, Colorado US

Loan Officer III-Northglenn

Loan Officer III-Northglenn - 006OB Description Solicit, market, and process consumer loans and other TCF services; to properly service customers within the policies, objectives, and guidelines established by the Consumer Lending division; assure accurate, courteous and timely processing of all TCF loans. To observe the activities of the Branch Lending Manager and emulate those activities as appropriate. Interviews prospective loan customers and accepts applications for all types of consumer loans. Demonstrates professional salesmanship skills and service expectations; builds customer confidence. Approves or denies consumer loans within established credit lines. With guidance and to the extent of knowledge acquired, restructure credit applicants request to conform to sound lending procedures. Documents credit analysis. Recommends credit decisions on loans over assigned credit limits to appropriate level of management. Discusses with Branch Lending Manager rationale for recommendation. Demonstrates solid working knowledge of TCF internal policies and procedures such as processing denials, fees, escrows and ACH. Ability to navigate on-line manuals and operating systems. Actively involved in the solicitation of lending business inside and outside the office. Works closely with Branch Lending Manager toward achievement of branch production goals; meets production goals as assigned. Under manager direction, works collaboratively with Collections department to minimize loan losses, including but not limited to, telephone and field calls to collect. Knowledgeable of TCF lending products and underwriting criteria. Able to read, interpret and explain various documents such as appraisals, credit bureaus, title reports, etc. Informed on all services offered by the Bank. Makes a concerted effort to cross-sell to the customer those services that meet customer needs Provides guidance and leadership to less experienced Loan Officers. About TCF Bank TCF Bank is affiliated with TCF Financial Corporation, a financial holding corporation based in Minnesota. We have banking offices in Minnesota, Illinois, Michigan, Colorado, Wisconsin, Indiana, Arizona and South Dakota. Our goal is to be the most convenient bank in the markets we serve. We are looking for employees who value honesty, integrity, ethical behavior, and putting The Customer First. If you have those traits, we invite you to apply at TCF Bank. Benefits TCF Bank encourages open employee communications and promotes from within whenever possible. We offer competitive pay and a comprehensive benefits package that includes medical, dental, 401(k), life insurance, and paid time off. In addition, TCF Bank also offers health care/dependent care spending accounts, short and long term disability, tuition reimbursement, and an employee referral reward program. Qualifications High school education or equivalent Minimum of 6 months experience as TCF Consumer Loan Officer I OR minimum 3 months as a Loan Officer II. Meets or exceeds all core competencies of the Consumer Lender II in the following areas: Sales, Customer Relationship Development, Communication, Compliance, Procedures, Product Knowledge and Underwriting Possess strong working knowledge of all consumer lending regulations. Solid understanding of TCF lending products and underwriting criteria. Possess required state insurance licenses and state notary Demonstrated sales ability Good verbal and written communication skills. Good organizational skills. Preferred: Experience with depository accounts Four-year college degree Job Credit/Lending Primary Location US-Colorado-Northglenn-2185 E 120th Ave Organization Lending Schedule Full-time Job Posting Mar 19, 2012 Unposting Date Ongoing