Loan Originator

Loan Originator - Entry Level

Position Information Quicken Loans is one of the largest full service residential mortgage lenders in the United States and is consistently ranked the #1 online mortgage lender nationally. Its local branch division, Rock Financial is the largest mortgage company in Michigan. Quicken Loans has been ranked near the top of the FORTUNE Magazine list of "100 Best Companies To Work For" for the past three years. In fact, this year we were ranked the fastest growing company on the FORTUNE list! At Quicken Loans, our team members work hard and play hard. Our team members are naturally outgoing and enthusiastic individuals, working in an energized environment that we fuel with great incentives, trips, events, parties and promotions. We reward team members for providing superior client service, recruiting great talent and for referring friends and family to Quicken Loans for expert mortgage advice and information. -- Are you the type of person who strives to make a difference? Loan Originators at Quicken Loans/Rock Financial make a difference for our clients every day. Here, our Loan Originators are called Mortgage Bankers. They're trained to listen, understand and analyze the needs of our clients in order to provide them with the best financial solutions for their individual situations. If you are a high-level performer who makes a difference in all that you do, check out the Mortgage Banker career path and be on your way to success within your first year. WHAT YOU'LL DO Every day our Mortgage Bankers: Consult with our clients throughout the 50 states regarding their current and future financial needs in order to determine how we can best help them achieve their goals. Establish an ongoing financial services relationship with our clients through the delivery of world-class client service?"to every client, every time. Interview our clients and gather information pertaining to their unique financial situations, needs and objectives. Conduct credit, underwriting and financial analyses and qualify the client for various loan programs. Use state-of-the-art technology to qualify clients for numerous loan programs, conduct loan risk analysis to determine available and affordable home financing alternatives, and manage the growing pipeline of clients-in-process. Evaluate various loan programs and affordable financing options from a broad range of Quicken Loans/Rock Financial home loan products that meet our clients needs and objectives. Educate and advise clients on the home buying process, the latest in home financing and how to better manage their mortgages (i.e. the liability side of their personal financial statements). Assist clients through the loan process from application to closing, and troubleshoot transaction issues in order to achieve their goals. NO COLD CALLING! WHAT YOU'LL NEED We're looking for "THE DIFF." Here, that's what we call our team members who strive to make a difference in everything they do. They know the difference between being good and being great, and they are always working hard to make an impact on their clients lives. To be "THE DIFF" our Mortgage Bankers need to: Have the desire to work hard. Our Mortgage Bankers may work 45-55 hours per week, which can include some weekends. Come as you are. We consider candidates with various work backgrounds and experiences. NO LENDING EXPERIENCE NECESSARY! . Have the desire to learn. All Mortgage Bankers, regardless of experience, attend four weeks of industry-leading training and on-going training. Possess important characteristics like passion, great communication skills, self-motivation, a positive attitude and a competitive spirit. COMPENSATION/BENEFITS In addition to a base salary plus a great incentive pay plan that averages $45K-$55K in their first year, Mortgage Bankers also receive: Eight weeks of intense, industry-leading mortgage banker training. Opportunities to participate in professional and personal development programs that include a personal empowerment coach, leadership training and ongoing personal growth training. Opportunities for other incentives, rewards and contests including trips, event tickets, cash prizes and more. ARE YOU READY TO BE "THE DIFF?" We have multiple openings for Mortgage Bankers. Apply today and let Quicken Loans/Rock Financial make the difference in your career. Quicken Loans/Rock Financial is an equal opportunity employer. Quicken Loans provides a positive, entrepreneurial environment, where team members are encouraged to build a business within a business, and everyone is expected to contribute creative ideas every day. Every time our Mortgage Bankers speak with our clients, they have the opportunity to help them save money, better "manage their mortgage," or buy their dream home, thanks to a wide array of innovative loan programs offered by Quicken Loans. This is a demanding position; there are many clients in need of consultative advice from our expertly trained Quicken Loans/Rock Financial Mortgage Bankers, equipped with our state-of-the-art technology. As a Quicken Loans Mortgage Banker there will be NO COLD CALLS. Our marketing team generates interest in our programs and services nationwide, and furnishes you on a daily basis with inquiries from clients with immediate home financing needs. As a Rock Financial Mortgage Banker you will utilize the strong brand recognition locally to help you build a successful portfolio of clients. Depending on your background and skill set we will work together to determine the right fit for you, as either a Quicken Loans or Rock Financial Mortgage Banker. Everyday, our Mortgage Bankers: - Consult with and cultivate an on-going financial services relationship with clients through the delivery of world class client service; - Conduct effective interviews and needs analysis; - Conduct credit, underwriting and financial analysis, and assist the client through the loan application process; - Evaluate alternative loan programs and financing options (from a wide range of available programs) that are affordable and that meet the client's needs/objectives; - Educate and advise clients on those alternative loan programs, financing arrangements, and loan pricing options that meets the clients needs/objectives; - Educate and advise clients on the home buying process, the latest in home financing, and how to better manage their mortgage (i.e., the liability side of their personal financial statement); - Assist clients throughout the loan process from application to closing; troubleshoot transaction issues on behalf of the client in order to achieve client's financial goals; - Manage and coordinate others to the transaction (such as real estate agents, title companies, appraisers, inspectors, etc.); - Provide services and originate loans in all 50 states; and - Promote the loan programs and financial services offered by Quicken Loans/Rock Financial. Our Mortgage Bankers are energetic and enthusiastic because they love what they do and truly care about helping our clients and the team members they work with. If you're the type who consistently shows initiative, has the ability to work independently, and has the ability to prioritize and manage your own business inside our large successful business, this could be for you. Make no mistake, the work is challenging but the rewards are significant. This could be the hardest job ... you'll ever love! In addition to a base salary and incentive package that averages $45,000-$55,000, Mortgage Bankers in their first year, typically receive: - Intensive five-week industry-leading interactive mortgage banking training; - On-going training and career development; - High quality mortgage inquiries and strong brand awareness through a multi-media marketing machine; - Incentives, rewards, contests, including trips, events and cash prizes; and - An excellent benefits package. We'll give you the tools you need to succeed. You bring the commitment and the desire. We have opportunities