Manager – Credit Review recruitment
Primary Duties and Responsibilities:
The incumbent would be responsible for the validation and evaluation of Finance requests received from Corporate Banking and exceptions received from private banking
Will ensure adherence to credit application process flow and the quality of credit presentations.
Review and assess credit requests received from Corporate Banking Group and Real Estate group (and exceptions requests from Private Banking Group and Retail Banking Group)
Validate proposed facility and obligor risk ratings
Evaluate the Bank’s exposure against the set credit policy (concentration, risk rating, segment, etc)
Ensure that credit request packages/programs are properly analyzed and in line with set strategy, policies and guidelines.
Key Performance Indicators (KPIs):
1. Quality of credit assessment notes
2. QCB Reviews
3. Audit Comments
4. Service Quality
5. Convenient Assessment of the proposed obligor risk rating
Decision Making Authority
• Address the gaps of the credit proposals to the concerned business units
• Communicate missing information/supporting documents to the business units
• Conclude the Recommendation/rejection of the credit proposal in consultation of Head Credit Review
• Recommend upgrading or downgrading of relationships based on account or financial conduct
• Respond to Audit/Review (internal/external) queries under the direct supervision of the Dept Head.