Manager Credit
Job Description
To ensure that the quality of the FI credit portfolio of Wholesale Banking in FIR is maintained within acceptable parameters, as defined by WB credit policy and country underwriting standards (CUS), and that the reporting of information relating to that portfolio is timely and accurate.
Optimization of economic capital to create sustainable value in WB business by shaping and agreeing risk appetite that helps to achieve a desired risk profile from which we can secure optimum returns over the longer term.
To instil a strong credit culture by setting the highest standards and demanding that these are maintained by all Business teams in country.
Proactive management of the portfolio credit risk profile within agreed risk appetite. Reducing PL volatility by running a "Surprise free" and well managed WB book.
To be the contact point on FI credit risk matters on your portfolio for senior management queries and external auditors.
Key Roles Responsibilities
-The Manager Credit -FIR Europe has responsibility for the credit exposure of banks, investment institutions and sovereign in a portfolio of European countries, and the approval of annual credit reviews.
-Proposals for running credit limits, excesses and trade transactions are approved within personal credit authorities or supported for approval at high levels within the organisation, including Group Credit Committee.
-To ensure adherence to policy and underwriting standards.
-Ad hoc reporting and presentation of routine management information.
-Providing guidance to the Business on facility structuring and credit appetite.
Qualifications Skills
-The candidate should hold the Credit Skills Assessment, the Core Credit Curriculum, or an equivalent qualification.
- A knowledge of credit risk analysis, and ideally experience of credit approval.
- Good communications skills.
- Ability to deliver results under time pressure and to work without close supervision.
- An understanding of macro economics.
- An understanding of Wholesale Bank products.
- An ambition to progress within the organisation.
How To Apply
You can search and view current opportunities across our organisation and apply immediately by registering or logging in to our careers website www.standardchartered.com/careers. To help speed up your application, please note the following:
- You will need to log in (or register if you are visiting our careers site for the first time) before you can apply for a specific role
- Some roles may require you to undertake an online talent assessment in addition to completing the application form (to facilitate this process it is preferable that you provide us with an email address as part of your contact information)
- We will ask you about your education, career history and skills and experience, it may be helpful to have this information at hand when completing your application
It usually takes 15 - 20 minutes to complete the application form; you can save your application at any time and return to complete it at your convenience.
Closing Dates
The closing date for applications is 24/04/2013. Please note all closing dates are given in Hong Kong time (GMT + 8 hours). We aim to respond to successful applicants within four weeks and will keep a record or your application in our database so that we can contact you when suitable vacancies arise in future.
Diversity Inclusion
Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustain strong business performance and competitive advantage. By building an inclusive culture, each employee can develop a sense of belonging, and have the opportunity to maximise their personal potential.
Leave a Reply
You must be logged in to post a comment.