Manager, Unsecured Policy, Credit Risk-Consumer Banking, Risk Management Group recruitment
DBS is a leading financial services group in Asia, with over 200 branches across 15 markets. Headquartered and listed in Singapore, DBS is a market leader in Singapore with over four million customers and also has a growing presence in the three key Asian axes of growth, namely, Greater China, Southeast Asia and South Asia. The bank's strong capital position, as well as "AA-" and "Aa1" credit ratings that are among the highest in the Asia-Pacific region, earned it Global Finance's "Safest Bank in Asia" accolade for three consecutive years, in 2009, 2010 and 2011.
Responsibilities
- Develop, fine-tune and enhance credit policies for unsecured loans and ensure its compliance with the internal and regulatory requirements
- Assist department head to identify risk and opportunities, and help product managers to grow profitable segments with the balance of risk adjusted return
- Monitor credit risk and provide prompt action plan in response to changes in the economy and credit environment
- Ensure credit strategies are deployed properly and timely in accordance with the credit policies approved by Management
- Provide timely update to relevant parties for any changes in the credit strategies
- Support sample quality check for acquisition and portfolio actions including cross-selling, line increase programs etc
Requirements
- Degree holder in Business, Finance, Statistics, Mathematics or related discipline
- Minimum 5 years of working experience in consumer risk management
- Good knowledge on application process of consumer loan products
- Preferably with credit approval experience in consumer loan products
- Strong analytical mind, good problem solving skills and ability to work under pressure and tight timelines
- Good communication, interpersonal and negotiation skills
- Good command of written and spoken English and Chinese
We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognizes your achievements.