Medical Underwriter
Full Job Description
The successful candidate will assess medical risks and set appropriate terms. To determine medical evidence requirements and assess medical risks setting appropriate terms using the evidence received and the clients philosophies for all types of benefit including Life, Income Protection and Critical Illness.
Key Responsibilities
- To assess risk and set acceptance terms for individuals using appropriate guidelines and philosophies.
- Participate and contribute to the development of our medical underwriting philosophies and projects to enhance our medical underwriting proposition and customer service.
- Develop effective relationships with Reinsurers, key IFA`s and Policyholders to maximise the effectiveness of our underwriting processes.
- Promote understanding of our medical underwriting philosophies, operating procedures and underwriting proposition to IFAs and corporate clients.
- To ensure that our customer`s reasonable expectations of performance and service are met.
- Adhere to legislated processes, in particular, the data protection and the Access to Medical Reports Act .
- Provide technical advice on all aspects of medical underwriting to other members of Group Protection
Skills, Knowledge and Experience required
Essential requirements include:
- 2 - 3 years experience of underwriting both standard and substandard lives under your own authority and for all types of product including Life, - - Income and Critical Illness Protection.
- A thorough knowledge of Life, Income and Critical Illness Protection products and their features
- An in depth understanding of medical terminology and the ability to interpret medical information
Desirable requirements include:
- A knowledge of the Group Risk Market.
- A knowledge of the product features of Group Life, Income and Critical Illness Protection products
Our client is a well known and respected name within the insurance market
A competitive salary and excellent package.
Where specific UK qualifications are required we will take into account overseas equivalents.
Please quote Michael Page reference when applying Job ref:MPGX13254610
Michael Page International is a world leading recruitment consultancy.
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