Mortgage Loan Processors and Closers Job in Des Moines 50301, Iowa US
We are expanding our operations to the Des Moines area. Become a part of our success story!
As a National Mortgage Banking company we can provide you the experience and support to help grow your career within the industry. Our organization provides mortgage products and services to financial institutions throughout the USA, helping them to provide mortgage services to their customers effectively. With expertise in the real estate lending field supported by over 80 years in Credit Union and Mortgage Banking, we deliver results for our clients. We are currently seeking dynamic professionals to hire as a Mortgage Loan Processors and Closers. If you have the drive to thrive and a value a high level of customer service, we’d like to speak with you!
Mortgage Loan Processor: Serve as a liaison between the member, Mortgage Loan Officer and the credit union or client. Responsible for processing mortgage applicants for a mortgage loan officer as well as coordinating with 3rd party contractors to complete the mortgage loan.
Major Duties and Responsibilities:
Gather background information on loan applications, researching any discrepancies.
Order appraisals, title work, flood certifications, credit reports and other items as necessary to process a mortgage loan.
Verify employment, assets and credit history of persons applying for loans.
Review title work to ensure lien and ownership information is acceptable.
Review appraisal and flood certs. to ensure value and location meet loan requirements.
Maintain a filing system and procedures to monitor that the required documentation is received and reviewed in a timely fashion.
Send out credit notices to spouses when necessary.
Stack, review and submit completed files to underwriting department.
Coordinate with Loan officers to gather and clear underwriting conditions.
Coordinate with closing dept. to insure proper hand off and closing of approved files.
Purge loan files by destroying out-of-date or unnecessary loan documents.
Ensure accuracy and completeness of loan file information processed.
Ensure documents are maintained and stored in compliance with policies and regulations.
Mortgage Loan Closer: Performs extensive customer service between CLS and its correspondents with respect to preparing and auditing mortgage loan closing documents, loan balancing and pre-funding audits.
Major Duties and Responsibilities:
Set closing dates for mortgage loans for correspondents.
Prepare loan closing documents for correspondents.
Balance mortgage loan closings and prepare HUD I Settlement Statements.
Audit loan closing documents on closed loans from correspondents prior to the loan being purchased.
Perform pre-funding accounting.
Performing quality control reviews on all loan closing documents for Marine Credit Union.
Perform some physical closings.
Provide Service Support for correspondents and borrowers.
Follow up on recorded instruments and ascertain final title policies.
Qualifications:
Experience with Microsoft Office applications
Strong Analytical and organization skills
Maintains professional composure under pressure.
Detailed oriented.
Punctual, dependable and accurate.
Self Motivated.
High ethical standards.
Education Experience:
High School Diploma
Minimum of 3-5 years of Administrative work experience preferred.
Previous experience in the mortgage industry desired
We offer our employees a very competitive benefits plan including:
Healthcare and dental coverage with competitive biweekly premium costs
No cost Short Term and Long Term Disability insurance coverage
Free Group Term Life insurance coverage
Optional Life insurance coverage
Voluntary Vision insurance
401k with company match
Employee Assistance Program for staff and their families
Equal Opportunity Employer.