Mortgage Operations Division Manager Job in Lewiston, Maine Us

Mortgage Operations Division Manager

Responsible for overall day to day processing, underwriting, closing, and post closing conventional, home equity, FHA, VA and CRA Residential Mortgage applications in compliance with investor requirements and bank policy. Responsible for validating documentation to ensure loan meets FNMA, FHLMC, FHA, VA, investor and/or Commerce Bank policies.
Provide training and/or guidance to team members and sales staff this includes management level team members .
Support TD Bank's mission, vision, strategic goals, quality initiatives and service standards while supporting and providing
WOW service.

Education Experience

College Degree or equivalent experience
7-10 Years Residential Mortgage loan experience of conventional, FHA, and VA loans. Must have been managing 5 of the 10 years with
overall responsibility for processing, underwriting, and closing of residential mortgage loans.
*Extensive working knowledge of residential loan documentation, complete knowledge of underwriting systems. Must also be familiar with mortgage documentation for jumbo loans, FHA VA and niche products such as
Alt‐ A loans.
*Ability to provide WOW customer service to internal and external customers.
*Excellent Oral and written communication skills.
*Excellent Pc skills and familiarity with standard office equipment.
*Ability to work in a fast‐ paced dynamic environment. Overtime may be required.
*Detail‐ oriented, self‐ motivated, possessing excellent organizational, analytical and decision‐ making skills.
*Knowledge of regulatory, Investor and departmental policies for compliance and residential lending laws. Knowledge of CRA
products and Industry. Project management skills are required.
*2‐ 10 managers
*Fast paced environment ability to multi‐ task effectively flexibility to move quickly from task to task. Based on business volume and turn times additional hours and/or weekend hours may be required
*Ability to effectively communicate with all levels of management ‐ will be working with Sales team members, processors,
underwriters, closers, post closers, investors, secondary market personnel.
*Ability to think out of the box in structuring and processing loan requests.

TD Bank is an Equal Opportunity Employer. Drug Test and Background Screening is Required.