Mortgage Underwriting
Mortgage Underwriting - Senior Underwriter
Description Underwrites large or more difficult/complex residential loans ensuring compliance with appropriate company and secondary market investor standards. Examines loan documentation for accuracy and completeness. Works with loan originator or production staff to secure all required documents. May provide training and direction to more junior staff. Have authority to withdraw and decline loans. May develop and recommend modifications to underwriting and production procedures. Responsibilities include one or several types of mortgage lending (conventional, government-backed, etc.) May respond to individual and investor audits. Underwrites residential loans ensuring compliance with appropriate company and secondary market investor standards. Examines loan documentation for accuracy and completeness. Works with loan originator or production staff to secure all required documents. Works with more senior underwriters on loan exceptions. Have authority to withdraw and decline loans. May be involved in one or several types of mortgage lending (conventional, government-backed, etc..) This job code includes all levels of underwriting authority and exception levels. May respond to individual and investor audits. Qualifications Required Skills: Must be current with underwriting process and must have a minimum of 2 years experience underwriting loans. Underwriter should be self-motivated and possess the ability to make underwriting decisions with minimal supervision. Underwriter should be well organized.. Desired Skills: Ability to communicate, establish positive relationships, and manage required reports on a timely basis as required.