Principal Credit Examiner Job in Los Angeles 90001, California US
California Bank Trust (CBT) is among the leading banks based in California with nearly $10 billion in assets. Our corporate headquarters are located in San Diego, in addition we have approximately 1,800 associates employed at our branch offices and other business units located throughout the state.
Starting as a group of individually-owned banks throughout the state, California Bank Trust has helped Californians and their businesses grow and prosper for over 50 years. And we've grown with California, by combining the responsiveness of a local bank with the comprehensive services offered by major financial institutions.
Zions Bancorporation, our parent company, is one of the nation's premier financial services companies, consisting of a collection of great banks in select high growth markets. Zions operates its banking businesses under local management teams and community identities through over 500 offices in 10 Western states. The company is a leader in small business lending and agricultural and public finance. Zions Bancorporation (NASDAQ: ZION) is a member of the SP 500 Index and the NASDAQ Financial 100 Index. We have many opportunities both at Zions Bancorporation and our affiliates. Wherever you find your fit in the Zions family, we look forward to working with you!
Equal Opportunity Employer
Principal Credit Examiner
This opportunity is for a Senior Level Credit Examiner who can join our team and hit the ground running. This position can be located in either Los Angeles or California.
Responsible for analyzing credit risk in a wide range of industries and loan products, including business and commercial real estate loans, and conducting credit examinations of various lending units. Identify credit and documentation risk, analyzes detailed financial data and quickly identify evolving repayment risk patterns. Tests for compliance with company policies, procedures, and banking regulations. Reviews credit files for financial stability, cash flow, collateral accuracy, documentation and borrowers to identify weaknesses. Complete spreads and analyze financial statements to determine repayment ability. Determine appropriate loan risk grades. Write examination and management reports with meaningful conclusions and makes recommendations for corrective actions when necessary. Follow up to determine that approved recommendations in examination reports are instituted and complied with. May lead or assist lower level examiners as assigned. Some travel required. Other duties as assigned.
Requires a Bachelor's in Business, Finance or a related field and 10+ years experience with credit analysis, loans, lending preferably in commercial and business lending and auditing processes and procedures or other directly related experience. A combination of education and experience may meet requirements.
